In 100 words or more elaborate on the following comment: Struggling financially is a common issue with strained families. Most of the time it is poor financial skills or misdirecting funds to wrong areas. I just to go into homes that were poor, but I would see new cell phones, new TV’s and a newer car. Yet, they would have no food and always struggled for finances. There’s an old adage that says ‘poor is more a state of mind than a state of a financial situation.’ I think this is true. It reality shows when most poor win lotteries, they almost always blow all the money quickly and are in debt worse after. I know we cut corners everywhere when the kids were young and it paid dividends throughout life.