You will need to refer to Appendix D which has the insurance policy information along with the information in the fact pattern regarding the Declaration Sheet and the Endorsement. Ignore all Endorsements except for the endorsement described in the fact pattern. Use the general and automobile insurance policy in the text Appendix D for this exercise and the declaration sheet information and endorsement information provided in the fact pattern.
Prepare a memorandum of no less than three pages and no more than five pages to “file” addressing the following:
- A summary of the relevant facts for purposes of coverage determination.
- A discussion of all insurable losses sustained regardless of whether the loss is covered by the policy
- A determination of whether each loss is covered by the policy including an application of the relevant facts to the relevant policy provisions that justify the determination (don’t forget to consider exclusions and conditions)
- A determination of whether there is a duty to defend under the policy including an application of the relevant facts to the relevant policy provisions that justify the determination (don’t forget to consider exclusions and conditions)
https://bookshelf.vitalsource.com/books/9781133715542/pageid/649 please use this website for you have access to the Appendix D. If this doesn’t work please let me know.